Understanding Homeowners Insurance and Liability
with Credit or Loss Problems
"I'll never be able to get insurance with this loss on my
record." Just because it may seem impossible doesn't mean
that it's true. We help many people get insurance, despite
it feeling impossible to them. Just because your life isn't
perfect, doesn't mean you shouldn't have coverage.
Chances are, if you live in a flood plain, you should, and
may even be required, to have flood insurance as part of
your homeowners policy. As part of the National Flood
Insurance Program, you are able to purchase protection,
against flood damages, in most areas.
the unfortunate event that your good name falls into bad
hands, having Farmers Identity Shield offers a solution to
what may become a high-priority problem. Contact me to find
out more about this attractive industry-leading coverage.
you own single or multiple properties that you rent out, you
may have special insurance needs. That's why we provide
Landlord insurance. It is specially tailored to meet the
unique needs of property owners.
and Manufactured Homes
your home isn't a traditional "stick built" on a foundation.
That doesn't mean that you don't need homeowners insurance.
We insure a variety of home types. From mobile to
manufactured, to multi-sectional to modular, and more, we
can make sure that your home is protected.
It's time to get out on the open road. And, now more than
ever, you may be likely to choose a home on four wheels
rather than on a permanent foundation. It's important to
make sure that you and your home have the right protection
no matter where you are.
Personal Liability Coverage
Are you protected if someone is injured on your property or
if you damage another's property? Personal Liability
Protection makes sure that you are covered against the
things that you can be held liable for.
Personal Property Coverage
Are your wedding bands or other valuables covered? What
about your home entertainment system? Personal Property
Coverage can make sure that these items and your personal
belongings are protected.
Personal Umbrella Liability Coverage
umbrella, exactly what it says, shelters us from a great
deal of losses. Given today's litigious society, we could
stand to lose a lot if we end up in a lawsuit. A Personal
Umbrella Policy serves to shelter you from losses or
loopholes in coverage.
Just because you don't own the property you live in, doesn't
mean that your valuables shouldn't be insured. Did you know
that your personal property isn't covered under your
landlord's insurance policy? Renters insurance helps to make
sure your prized possessions are covered when you're renting
For many of us, our home is one of our most valuable and
prized possessions. There is nothing quite like the
wonderful feeling of a having a place to call home, and
nothing worse than the sinking feeling of losing it.
Residential Homeowner's insurance helps to make sure that we
will have a home in the event that the unexpected occurs.
provide a variety of Homeowner Coverage options for
providing protection for the following types of specialty
properties: older and lower value homes, landlord
properties, homes with minor cosmetic problems, homes with
market value below replacement cost, and more.
Taking your home on the road? Whether you have a
fifth-wheel, travel trailer, pop-up or truck-mounted camper,
we have coverage to make sure that your home away from home