Understanding Auto Insurance and Liability
Farmers Flex offers options that help specifically meet your needs.
In addition to your regular insurance policy coverage, you can add:
accident forgiveness, rate shield, declining deductibles, and new
car pledge. All are designed to help you save money by offering more
Auto Rental Service
When we think rental vehicle, we usually think renting for a
vacation or a fun road-trip. We don't always anticipate that we may
need a vehicle because we get into an accident. That's why we
provide use of a rental vehicle.
Accidents happen and the resulting damage can be quite costly.
Bodily Injury coverage helps to cover the medical expenses that can
occur from injuries or death resulting from an accident in which you
are at fault.
When you own a business, you have a unique set of operation and
protection requirements all your own. Especially for business owners
that own and operate vehicles, Business Auto insurance provides
coverage for your unique needs.
You're on your way to the annual auto show, when someone rear-ends
your classic 1957 Chevrolet. Fortunately, you had Collectible Auto
insurance. When it comes to unique and rare automobiles, we've got
Whether it's icy roadways, a blind spot, or an uncontrolled
intersection, Collision Coverage pays any amount more than your
deductible to restore the damage done to your vehicle to factory new
condition in the event of an accident.
Are you covered when the passing hail storm pellets your vehicle?
Are you protected from the thief that hot-wired your ignition and
drove away? Comprehensive Coverage covers a wide-range of incidents
Who pays for the damage done to your vehicle? It actually depends.
If you live in a no-fault state, your insurance will cover you. If
you live in a fault state, the accident-causing party's insurance
will cover you.
Repair and Replacement
You're smoothly coasting down the highway and smack! A pebble no
bigger than a pea destroys your windshield. Fortunately, you have
Farmers Fasglas and your brand-new windshield was installed just a
few days later.
You never know when someone might get hurt in an accident. You could
stand to lose a lot if you are at fault. Liability Coverage provides
protection against financial loss.
It's been a month since the accident and you just received your
first hospital bill. Medical Payments Coverage makes sure you're
protected against the income losses caused by medical and funeral
It's time to get out on the open road. And, now more than ever, you
may be likely to choose a home on four wheels rather than on a
permanent foundation. It's important to make sure that you and your
home have the right protection no matter where you are.
Adding features to your vehicle may add a personal touch but they
can get "expensive." That's why we provide Optional/Add-on Equipment
Injury protection (PIP)
Personal Injury Protection takes care of medical expenses and lost
wages caused from an accident. Rising medical costs make financial
recovery just as difficult, if not more catastrophic than the
physical damages caused in the accident. Because of this, it's never
been more important to make sure that you're covered.
Are you covered if you're responsible for damaging someone's house?
What about their fence or their vehicle? If you have Property Damage
Coverage, it will pay for the damages that you cause when you are at
Have a nice helmet? Got some sweet leathers? Make sure you don't
have to pay for it all over again if you get into an accident.
There isn't a feeling much worse than the one you get when you're
stranded and don't know where to turn. Farmers Farmtow TraveLine RV
Towing provides the services to rescue you in "the middle of
nowhere," and, well pretty much anywhere.
You know that you have insurance coverage but what about the "other
guy?" What if the other guy doesn't have enough insurance?
Uninsured and Underinsured Motorist Coverage, protects you from the
"other guy" and those other variables.